As the leaves begin to crunch beneath my feet and the air turns crisp, I find myself drawn to the kitchen, where one scent is synonymous with fall — Pumpkin Chocolate Chip Bread. This simple recipe transforms your home into a cozy haven, wrapping you in warmth with every soft, sweet bite. What’s more, it captures the best of both worlds: the rich, velvety flavor of pumpkin mixed with delightful chocolate chips. Perfect for busy autumn weekends, this no-fuss quick bread is a joyful retreat away from fast food and a treat that even novice bakers can master effortlessly. Imagine serving warm slices with coffee on a lazy Sunday morning or sharing it at potlucks brimming with delight. Are you ready to turn your kitchen into a warm autumn retreat that invites friends and family closer?

Why Is This Pumpkin Bread Irresistible?
Warm, Comforting Flavors: Each slice is infused with the delightful essence of fall, featuring a perfect harmony of pumpkin and chocolate.
Easy Recipe: This no-fuss quick bread requires minimal effort, making it the ideal choice for both beginner bakers and experienced cooks looking to enjoy a cozy treat.
Versatile Enjoyment: Serve it warm with a cup of coffee for a comforting breakfast or a delightful dessert at gatherings. You might also love pairing it with a slice of Savory Bread Pudding for a unique brunch spread!
Meal Prep Friendly: With its simple preparation, this recipe can be prepped the night before, allowing you to wake up to the warm, inviting smell of freshly baked bread.
Perfect for Sharing: Whether at potlucks or cozy family gatherings, this bread will surely impress and spread joy among your loved ones.
Pumpkin Chocolate Chip Bread Ingredients
For the Bread
• All-Purpose Flour – Provides structure and texture; can substitute with gluten-free flour.
• Baking Soda – Acts as a leavening agent to help the bread rise; no direct substitute, but baking powder can work in a pinch.
• Salt – Balances flavors and enhances sweetness; essential for taste, no substitute needed.
• Pumpkin Pie Spice – Adds a warm blend of spices (cinnamon, nutmeg, ginger); can replace with individual spices to taste.
• Vegetable Oil – Provides moisture and tenderness to the bread; can substitute with melted coconut oil or applesauce for a lighter texture.
• Granulated Sugar – Sweetens the bread; brown sugar can be used for a deeper flavor.
• Large Eggs – Binds ingredients and adds moisture; flax eggs can be used for a vegan alternative.
• Pumpkin Puree – The star ingredient that gives flavor and moisture; ensure it’s thick and not watery, can substitute with homemade puree.
• Water – Adjusts the batter consistency; may be omitted or reduced if using a wetter pumpkin puree.
• Vanilla Extract – Enhances flavor; optional but recommended for depth of taste.
• Semi-Sweet Chocolate Chips – Adds richness and texture; can swap for dark or milk chocolate, or use nuts for a less sweet option.
Step‑by‑Step Instructions for Pumpkin Chocolate Chip Bread
Step 1: Preheat the Oven
Begin by preheating your oven to 350°F (175°C). While the oven warms up, take a 9×5-inch loaf pan and grease it lightly with cooking spray or line it with parchment paper for easy removal later. This step is crucial to ensure your Pumpkin Chocolate Chip Bread bakes evenly and comes out beautifully.
Step 2: Mix the Dry Ingredients
In a medium bowl, whisk together 2 cups of all-purpose flour, 1 teaspoon of baking soda, 1/2 teaspoon of salt, and 2 teaspoons of pumpkin pie spice. This combination of dry ingredients not only forms the backbone of the bread but also enhances its flavor. Set the bowl aside, and let those spices mingle together while you move on to the next step.
Step 3: Combine the Wet Ingredients
In a large mixing bowl, pour in 1/2 cup of vegetable oil and 1 cup of granulated sugar. Use a whisk to blend them together until the mixture appears smooth and slightly creamy, which should only take about 1-2 minutes. This is the base of your Pumpkin Chocolate Chip Bread that will give it moisture and sweetness.
Step 4: Add the Eggs and Pumpkin
Crack in 2 large eggs, one at a time, mixing well after each addition to fully incorporate them into the sugar and oil mixture. Next, add 1 cup of pumpkin puree, 1/4 cup of water, and 1 teaspoon of vanilla extract. Stir until everything is combined and you have a luscious, smooth batter that smells heavenly.
Step 5: Fold in the Dry Ingredients
Gradually add the dry ingredients from Step 2 into the wet mixture, using a spatula to fold them together. Mix until just combined, being careful not to overmix—this will keep your Pumpkin Chocolate Chip Bread tender and moist. A few lumps can remain; that’s perfectly fine!
Step 6: Incorporate the Chocolate Chips
Gently fold in 1 cup of semi-sweet chocolate chips, making sure they are evenly dispersed within the batter. Reserve a handful of chocolate chips to sprinkle on top of the batter just before baking. This not only adds a visual appeal but also gives those extra chocolatey bites we all love.
Step 7: Pour the Batter into the Pan
Carefully pour the batter into your prepared loaf pan. Use the spatula to spread it evenly, smoothing the top to create a nice, rounded loaf. Sprinkle the reserved chocolate chips on top to create a beautiful finish. This is the last step before baking, and your kitchen should already be filling with the delightful pumpkin scent!
Step 8: Bake the Bread
Place the loaf pan in the preheated oven and bake for 60-65 minutes. To check for doneness, insert a toothpick into the center—if it comes out with a few moist crumbs, your Pumpkin Chocolate Chip Bread is ready. Keep an eye on it, as baking times can vary with different ovens.
Step 9: Cool the Bread
Once baked, remove the bread from the oven and let it cool in the pan for 10 minutes. This allows it to set up a bit more before transferring. Afterward, gently lift it out using the parchment paper or turn it out onto a wire rack to cool completely. This step promotes a perfect texture and prevents sogginess.

Make Ahead Options
These Pumpkin Chocolate Chip Bread are perfect for busy home cooks looking to save time! You can prepare the batter up to 24 hours in advance and store it in the refrigerator, ensuring the flavors meld beautifully. To maintain quality and prevent the batter from rising too much, cover it tightly with plastic wrap or transfer it to an airtight container. When you’re ready to bake, simply pour the chilled batter into your greased loaf pan and sprinkle with the reserved chocolate chips. Bake as directed, and you’ll have a delightful fall treat that feels freshly made with minimal morning effort!
How to Store and Freeze Pumpkin Chocolate Chip Bread
Room Temperature: Store the bread in a cool, dry place wrapped in aluminum foil or placed in an airtight container for up to 3 days. This helps maintain its soft texture and flavor.
Fridge: If you live in a particularly humid climate, you can keep the bread in the fridge. Wrap it well to prevent it from drying out, and it should last for about a week.
Freezer: For longer storage, freeze the Pumpkin Chocolate Chip Bread by wrapping it tightly in plastic wrap and then in aluminum foil. It can maintain quality for up to 3 months when frozen.
Reheating: To enjoy leftovers, thaw at room temperature, or for a quick fix, microwave slices for about 10-15 seconds until warm. This will bring back its fresh-from-the-oven appeal!
Variations & Substitutions for Pumpkin Chocolate Chip Bread
Feel free to get creative with your Pumpkin Chocolate Chip Bread and make it your own with these fun ideas!
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Gluten-Free: Substitute all-purpose flour with a 1:1 gluten-free flour blend for a tasty alternative.
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Vegan: Replace the eggs with flax eggs (1 tablespoon flaxseed meal + 2.5 tablespoons water for each egg) and use plant-based milk instead of water.
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Nutty Delight: Stir in a half cup of chopped walnuts or pecans for a delightful crunch that pairs beautifully with the rich chocolate.
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Chocolate Lovers: Swap half a cup of flour for cocoa powder to add a rich chocolate flavor, transforming your bread into a decadent treat.
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Spicy Kick: Amp up the flavor by adding a pinch of cayenne pepper or a dash of jalapeño powder for a surprising hint of heat.
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Fruit Fusion: Mix in half a cup of dried cranberries or blueberries for a burst of fruity flavor that complements the pumpkin beautifully.
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Stuffed Surprise: Add a layer of cream cheese filling by mixing 4 oz of cream cheese with 1/4 cup powdered sugar and spreading it in the middle before baking.
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Muffin Twist: Pour the batter into muffin tins instead of a loaf pan and reduce the baking time to 20-25 minutes for portable, single-serving delights.
As you venture into making your Pumpkin Chocolate Chip Bread, you might also enjoy the delightful flavors in Savory Bread Pudding for your next gathering or explore the sweetness of Healthy Pumpkin Oat Cookies to change things up a bit!
What to Serve with Pumpkin Chocolate Chip Bread
As you bring the flavors of fall into your home, it’s delightful to consider what to pair with this cozy bread that enhances its warm aroma and rich taste.
- Creamy Mashed Potatoes: Their buttery texture and subtle flavor create a comforting contrast to the sweet, spiced bread.
- Spiced Apple Cider: Warm, aromatic cider brings an additional layer of autumn bliss, perfectly complementing the pumpkin and chocolate.
- Whipped Cream Cheese: A creamy spread adds a tangy note that balances the sweetness, making every bite even more enjoyable.
- Cinnamon Sugar Pecans: These crunchy treats offer a nutty richness and heightened sweetness, echoing the bread’s dimensions.
- Fresh Fruit Salad: A zesty mix of apples, pears, and citrus brightens the palate, providing a refreshing counterpoint.
- Hot Chocolate: Luxuriously rich, this drink enhances the chocolate chips and turns any moment into a cozy celebration.
- Pumpkin Spice Latte: The warm spice of this beloved fall drink pairs splendidly, making it a quintessential combo for those chilly mornings.
- Cheese Platter: A selection of sharp cheddar and creamy brie can balance the sweetness of the bread, creating a perfect savory-sweet experience.
- Vanilla Ice Cream: Melting vanilla on a warm slice embodies comfort, making it feel like a warm hug on a plate.
- Chocolate Ganache: Drizzling homemade ganache over each slice intensifies the chocolate flavor, bringing extra richness to this delightful dish.
Expert Tips for Pumpkin Chocolate Chip Bread
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Avoid Overmixing: Be gentle when combining the wet and dry ingredients to maintain a tender texture. A few lumps are acceptable in your Pumpkin Chocolate Chip Bread!
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Check Doneness Wisely: Baking times can vary by oven, so start checking for doneness at the 60-minute mark. A toothpick should come out with a few moist crumbs, not wet batter.
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Use Baking Liners: Consider using loaf pan liners for easy release and cleaning. This little trick ensures that your beautifully baked bread comes out perfectly.
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Adjust for Altitude: If you’re baking at a higher altitude, slightly reduce the baking soda or increase the flour to achieve optimal rise and texture in your Pumpkin Chocolate Chip Bread.
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Flavor Variations: Feel free to experiment with spices or chocolate types to make the recipe uniquely yours. Don’t hesitate to add nuts for added crunch and flavor!
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Cool Properly: Allow your bread to cool in the pan for 10 minutes before transferring it to a wire rack. This step helps maintain its shape and prevents sogginess.

Pumpkin Chocolate Chip Bread Recipe FAQs
How do I choose the right pumpkin for this recipe?
Absolutely! When selecting pumpkin, look for a can labeled “100% pumpkin puree.” Ensure it’s thick and creamy without excess water. If using a fresh pumpkin, choose a small sugar pumpkin (also known as “pie pumpkins”) that feels firm and has a smooth, unblemished skin.
What’s the best way to store leftover Pumpkin Chocolate Chip Bread?
For best results, wrap your leftover bread in aluminum foil or place it in an airtight container and store it at room temperature for up to 3 days. If you live in a humid environment, refrigerate it to keep it fresh for about a week.
Can I freeze Pumpkin Chocolate Chip Bread?
Absolutely! To freeze, wrap the completely cooled bread tightly in plastic wrap, then in aluminum foil. It can be stored in the freezer for up to 3 months. To thaw, leave it at room temperature for a few hours, or microwave individual slices for 10-15 seconds for quick enjoyment.
What should I do if my bread is too dry?
If your Pumpkin Chocolate Chip Bread turns out dry, it may be due to overbaking. Ensure you check for doneness at the 60-minute mark. Also, check your oven temperature as inaccurate settings can lead to overbaking. To revive dry bread, try warm slices with a pat of butter or serve it with cream cheese frosting.
Is this recipe suitable for people with nut allergies?
Yes! If you’re serving someone with nut allergies, this recipe is completely nut-free. Just make sure to double-check your chocolate chips don’t contain any nut traces. You can substitute them with seeds or just omit entirely for a simple bread that everyone can enjoy!
Can I use a different type of flour in this recipe?
Certainly! You can substitute all-purpose flour with gluten-free flour if needed. If using almond or coconut flour, be aware that you might need to adjust the liquid ratios, as these flours behave differently in baking. For best results, consider a gluten-free baking blend.

Pumpkin Chocolate Chip Bread for a Cozy Fall Delight
Ingredients
Equipment
Method
- Preheat the oven to 350°F (175°C) and grease a 9x5-inch loaf pan.
- In a medium bowl, whisk together the all-purpose flour, baking soda, salt, and pumpkin pie spice.
- In a large mixing bowl, blend the vegetable oil and granulated sugar until smooth.
- Add the eggs, one at a time, mixing well after each addition, followed by pumpkin puree, water, and vanilla extract.
- Gradually fold the dry ingredients into the wet mixture until just combined.
- Gently fold in the chocolate chips, reserving some for topping.
- Pour the batter into the prepared loaf pan and sprinkle reserved chocolate chips on top.
- Bake for 60-65 minutes until a toothpick comes out with moist crumbs.
- Allow the bread to cool in the pan for 10 minutes before transferring it to a wire rack to cool completely.

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